The last number of years has been red hot in most real estate markets. Many have seen their homes rise in value and are sitting on significant equity.

The markets may be reaching a ceiling and those considering whether it's time to sell should consider these two points.

1. If you sell where will you go? Selling is great when you can make a good return but you should consider where you will move if you do sell. More than likely homes in your area may have risen in value making finding your next home potentially difficult. You may want to take money off the table and rent until we enter the next buyers market.

2. Are there many current listings in your community? If there are a large number ...